Zip - Buy Now, Pay Later
4.8star
54.1K reviews
1M+
Downloads
Everyone
info
About this app
Zip (previously Quadpay) gives savvy shoppers more freedom and flexibility to buy now, pay later where they want with the Zip app.
Split payments into 4 easy installments, pay over 6 weeksÂą, and enjoy shopping at millions of online and in-stores.
If you’re a super deal finder, this is the smarter way to find great deals, shop now, pay later, and stretch your funds.
SPLIT ANY PURCHASE IN 4Âą
Buy now, pay later: shop your favorite brands and pay with your linked account in 4 payments over 6 weeksÂą. Get an instant decisionÂł, with no long application forms or hassle.
USE ZIP WHERE YOU WANT², ONLINE OR IN-STORE
Install our app and use Zip (previously Quadpay) pretty much anywhere² you to shop now and pay later — whether online or in-store. To make payments seamless, add Zip to your Apple Wallet or Google Pay for easy access, with amazing shopping at millions of stores².
THE SMART ALTERNATIVE TO CREDIT CARD INTEREST
Our buy now, pay later platform helps you pay for your shopping in 4 payments¹ and is a smart alternative to credit card interest. When you use Zip (previously Quadpay), there is no impact on your credit score — ever. We’ll let you know when installments are due, so you’re on top of your split payments & purchases.
If you’re a great deal finder, you’ll love Zip, which allows you to shop now, pay later in 4 payments¹. Zip is a great alternative to credit so that you can get the things you need and easily split payments.
HOW DO I USE ZIP?
Install the app and link your payment card to start shopping in millions of online and in-store retailers.
Check out our deal finder, browse our directory of merchants, or make purchases directly with the Zip (previously Quadpay) app at places that accept Visa².
Enter the amount you’d like to spend (including any taxes or shipping costs!). Your purchase will be split into 4 payments over 6 weeks¹, taking the worry and hassle out of shopping by allowing you to shop now, pay later. Easily track your spending, view transaction history, and manage split payments in the app.
Update or change your account details, including payment method, at any time.
Get answers to frequently asked questions and contact our support team directly from the app.
CONNECT WITH US
For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram.
https://www.instagram.com/quadpay/
ÂąFor a $200 purchase, you'd make four $51 payments every two weeks starting today for a 34.7% annual percentage rate and a total of payments of $204. A $4 installment fee is charged at commencement - you pay $1.00 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $3.00 is included in your future payments. A minimum purchase of $35 is required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere financing through Zip issued by WebBank, and subject to credit approval.
²Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.
Âłeligibility criteria apply
Split payments into 4 easy installments, pay over 6 weeksÂą, and enjoy shopping at millions of online and in-stores.
If you’re a super deal finder, this is the smarter way to find great deals, shop now, pay later, and stretch your funds.
SPLIT ANY PURCHASE IN 4Âą
Buy now, pay later: shop your favorite brands and pay with your linked account in 4 payments over 6 weeksÂą. Get an instant decisionÂł, with no long application forms or hassle.
USE ZIP WHERE YOU WANT², ONLINE OR IN-STORE
Install our app and use Zip (previously Quadpay) pretty much anywhere² you to shop now and pay later — whether online or in-store. To make payments seamless, add Zip to your Apple Wallet or Google Pay for easy access, with amazing shopping at millions of stores².
THE SMART ALTERNATIVE TO CREDIT CARD INTEREST
Our buy now, pay later platform helps you pay for your shopping in 4 payments¹ and is a smart alternative to credit card interest. When you use Zip (previously Quadpay), there is no impact on your credit score — ever. We’ll let you know when installments are due, so you’re on top of your split payments & purchases.
If you’re a great deal finder, you’ll love Zip, which allows you to shop now, pay later in 4 payments¹. Zip is a great alternative to credit so that you can get the things you need and easily split payments.
HOW DO I USE ZIP?
Install the app and link your payment card to start shopping in millions of online and in-store retailers.
Check out our deal finder, browse our directory of merchants, or make purchases directly with the Zip (previously Quadpay) app at places that accept Visa².
Enter the amount you’d like to spend (including any taxes or shipping costs!). Your purchase will be split into 4 payments over 6 weeks¹, taking the worry and hassle out of shopping by allowing you to shop now, pay later. Easily track your spending, view transaction history, and manage split payments in the app.
Update or change your account details, including payment method, at any time.
Get answers to frequently asked questions and contact our support team directly from the app.
CONNECT WITH US
For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram.
https://www.instagram.com/quadpay/
ÂąFor a $200 purchase, you'd make four $51 payments every two weeks starting today for a 34.7% annual percentage rate and a total of payments of $204. A $4 installment fee is charged at commencement - you pay $1.00 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $3.00 is included in your future payments. A minimum purchase of $35 is required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere financing through Zip issued by WebBank, and subject to credit approval.
²Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.
Âłeligibility criteria apply
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Ratings and reviews
4.8
52.7K reviews
Craig Burkhart
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April 14, 2024
There is nothing but good things to say about ZIP! It's as reliable and predictable as it can get. As long as you keep what you owe in line, it's always there when you need it. It works online everywhere I've tried, in the U.S.A., and it continuously gives me credit increases based on bill payment. It is an amazing app for shopping needs.
26 people found this review helpful
Zip, Co.
April 14, 2024
Thank you for sharing your positive experience with Zip, Craig! We always strive to take care of our customers and make their purchases as smooth and stress-free as possible. If you ever have questions for us, please don't hesitate to reach out to our team at us-appreviews@care.zip.co. We are always here to help! đź’ś
Alex Butler
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April 9, 2024
It works as advertised, is not a scam, etc. But I have moved on from this service. They give you only $200 limit to start and tell you that you can "earn" higher limit by paying off orders on time. I always paid not only on time, but early and it will randomly not count sometimes. Finally hit my 5 I needed after what was more like 7 different orders and the increase was so negligible! Moved to a better service and got $600 to start....
30 people found this review helpful
Zip, Co.
April 9, 2024
Thanks for your review, Alex! Zip determines your spending power based on your repayment behavior and payment history. With each Zip purchase request, we evaluate your qualifications to determine your maximum spending power. If you have any questions about how this process works, please reach out to us at us-appreviews@care.zip.co.
Nfs021
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March 23, 2024
It's good for the most part. But two things I don't like. 1) New card number with every purchase. Yes I get why, but it comes off as very sketchy when you place several orders from the same place over a period of time. 2) The auto-fill personal info feature for my shipping address. It'll sometimes cause websites to freeze up or be really slow. And sometimes I won't be able to complete a purchase because of it, and have to start all over again. Can be really annoying at times.
92 people found this review helpful
Zip, Co.
March 23, 2024
We apologize for any inconvenience our app may have caused you. We would like to assist you in resolving your issue as soon as possible. Kindly reach out to us at us-appreviews@care.zip.co, and a member of our team will promptly follow up with you.
What's new
Bug fixes
